Germany Social Security Agreements

If you have your habitual residence in another country, with the exception of a country of the European Union or the countries of Iceland, Liechtenstein, Norway and Switzerland, or one of the other countries with which Germany has signed a social security agreement, the same restrictions apply to the contracting countries. The European Commission also publishes information on the social security services of its Member States through the publicly available EESSI Public Directory of European Social Security Institutions database: the social security agreement primarily benefits nationals of the different contracting countries. However, depending on the agreements, they may also be applied in favour of other persons who are not nationals of the country of the agreement. Australian pension rights may be deposited if they reside in Australia, Germany or a third country with which Australia has implemented a social security agreement providing for cooperation in the filing and settlement of benefit entitlements. The volume of bilateral trade between India and Germany has grown dynamically in recent years. This has led to an increase in the exchange of skilled workers from both countries, which has created the need to simplify social security rules between the two countries. All applicants for a pension under the Australian Agreement must meet other qualifications (e.g.B. age limits) required for that pension under Australian social security legislation. Australian pensions are means test, i.e. a wealth test is applied, then an income test, and the test that gives the lowest rate is used for assessment. The pension rate is not affected simultaneously by the control of income and wealth. Information on the current limits of income and asset testing can be found on the Human Services Department`s website.

Periods of insurance from a State with which the Federal Republic of Germany has not concluded a social security agreement may not be added to german periods of insurance in order to fulfil the legal conditions. The term “European law” refers to all provisions adopted at European level in the field of social security. The first is the agreement applicable to workers temporarily posted to an establishment of an undertaking in the other Contracting State in order to carry out or conclude certain tasks. The agreement protects the interests of all professionals seconded to their German subsidiaries by companies established in India or those seconded to India by German companies on the basis of short-term contracts (up to 48 months, with an option for an additional extension of 12 months) by guaranteeing exemption from social security tax in their host country. During work abroad, these employees are only subject to the social security rules of their country of origin. Very small pensions are an exception to this rule. In these cases, European law and some agreements allow the coverage of insurance periods from other countries if this means that a certain minimum number of months of insurance (e.g. B less than one year) is not reached.

The Federal Republic of Germany has currently signed reciprocal social security agreements with 20 countries. These agreements essentially govern the acquisition of pension authorisation and the payment of pensions in the countries concerned. If you have accumulated periods of insurance in a country with which the Federal Republic of Germany does not have a social security agreement, you must apply yourself to the competent foreign insurance institution. .

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